If you are in debt and cannot keep up your payments or you are on a debt management programme and not sure if it is right for you or you are being harassed by someone you owe money to, talk to us immediately. To many people, a solicitor might not be the first person they turn to for help and support on financial matters but we will provide professional and objective advice that is right for you – not the finance company, debt advisor or your lender or creditor.

We will help you to prioritise your debts and contact your creditors to explain your situation and make an offer of regular payments which you can afford. It is illegal for a lender to harass you or make you pay unreasonable interests charges. Most creditors will not want to take court action but, if you receive court papers, do not ignore them. Show them to your solicitor immediately.

Our advice is private and confidential. We have a qualified Debt Relief Intermediary who is able to assist you with making an application for a debt relief order providing you satisfy the qualifying requirements.

We advise on all of the following areas:

• Credit Card debts
• Bank loans - Secured & Unsecured
• Involuntary Administration orders (IVAs)
• Bankruptcy
• Charging orders
• Time orders
• Higher Purchase agreements
• Money Judgments
• Council Tax debts
• Housing Benefit overpayments
• Utility Bill debts
• Mortgage debts